Let me share two compound interest stories: Joy and Regret.
Story 1: The Joy Multiplier (true story)
2018: 6 week family road trip through New Zealand
• Initial deposit: One amazing experience
• Annual returns: Countless family stories
• Compound effect: Each retelling adds joy
• Multiplier: Every family member’s memories
• Duration: Forever
Seven years later:
Still paying dividends.
Still creating smiles.
Still sparking conversations.
Still worth every penny.
Story 2: The Regret Multiplier (could have happened)
2018: “We’ll do it next year”
• Initial deposit: One missed opportunity
• Annual returns: Growing emptiness
• Compound effect: Each reminder stings
• Multiplier: Every family member’s loss
• Duration: Forever
Seven years later:
Still wondering “what if?”
Still feeling the void.
Still making excuses.
Still regretting.
Joy compounds.
Regret compounds.
At 80, you won’t count your money.
You’ll count your memories.
Or your missed chances.
Both grow interest.
Choose wisely.
The best investment strategy?
Start now.
Because while money waits in banks,
Life doesn’t wait for anyone.
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