βSomedayβ
Let me share something that hit me hard after reading “Die With Zero” by Bill Perkins.
We’re all doing the math wrong.
As a former special ops officer turned entrepreneur and investor, I thought I understood ROI.
But here’s what blew my mind: Experiences aren’t expenses – they’re investments with compound returns.
Think about it this way:
When you invest in an experience, you get:
1. The immediate value (the actual moment)
2. Memory dividends (yearly returns)
3. Shared dividends (multiplied across family/friends)
4. Story equity (value in relationships/networking)
Let’s break this down:
That family trip you’re postponing? It’s not just a week of memories. It’s:
– The experience itself
– The annual reminiscing at family gatherings
– The shared bonds between family members
– The stories your kids will tell their kids
– The connections that deepen every time you revisit those moments.
That’s thousands of moments of joy, connection, and meaning – multiplied across every person who shared it.
But here’s the catch:
These investments have optimal windows.
Just like market timing, experience timing is everything.
Your kids’ most formative years?
Your physical prime?
Your ability to fully engage in adventures?
These aren’t renewable resources.
The ROI calculation is clear:
Front-loading experiences during your peak years multiplies your lifetime return on investment.
Do this now:
Calculate your Experience Dividend Potential:
– What experiences would generate multi-decade returns?
– Who could multiply these returns with you?
– Which windows are closing fastest?
Because waiting doesn’t just cost you the experience – it costs you years of compound returns.
What high-dividend experience are you delaying?
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